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CIDRA Disclosure Obligations – Consumers

You must take reasonable care to provide complete and accurate answers to the questions we ask when you take out, make changes to, and renew your policy.

You should be aware that if the information provided by you is not complete and accurate, we may:

  • cancel your policy and refuse to pay any claim, or
  • not pay any claim in full, or
  • revise the premium and/or change any excess, or
  • revise the extent of cover or terms of this insurance.

We recommend that you keep a record (including copies of letters) of all the information you provide to us for your future reference.

Definition of customer: any natural person who is acting for purposes which are outside his trade or profession.

Property Unoccupied Reason