In accordance with the latest UK government guidelines, Unoccupied Direct colleagues are now working from home until further notice. Despite not being able to meet with you in person, we are very much open for business and you can reach all our teams by LiveChat, phone, email or social media as we continue our mission to deliver the best service possible for you and all of our clients. Thank you for your understanding and support as we do our bit to help mitigate the risks associated with COVID-19 in these extraordinary times. Take care and stay safe from all at Unoccupied Direct.

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Property Unoccupied Reason

Personal Details

We will never under any circumstances give your email address or details to any third party

Cover Details

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For properties with more than seven bedrooms, please visit

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£1,000,000 cover is provided as standard, including Accidental Damage Cover

If you require a higher sum insured, please visit

£10,000 cover is provided as standard, FREE of charge when the Buildings are insured, including Accidental Damage Cover

If you require Contents only cover, please visit

£10,000 cover is provided as standard, FREE of charge when the Buildings are insured, including Accidental Damage cover

Data Protection
It is understood by you that any information provided to us regarding you will be processed by us in compliance with the provision of the General Data Protection Regulation (GDPR), for the purpose of providing quotations, insurance and handling claims, if any, which may necessitate providing such information to third parties. Please be assured that we will not sell your data to any third parties. Please click here to view our Privacy Policy. By agreeing to this declaration, you are consenting to us sending you correspondence relating to this quote

Unoccupied Direct Ltd and its associated firms are the subject of a majority Gallagher shareholding. Pen Underwriting Ltd is a company in the Gallagher group and acts on behalf of a number of insurers. Where we use other Gallagher companies to place your insurance, we always aim to treat you fairly and we manage all potential conflicts in accordance with our Terms of Business.

Important Notice
The information you have provided in this submission contains statements upon which we will rely when deciding whether to accept this insurance and the terms on which it may be offered, including the amount of premium payable.

It is very important that the information is complete and accurate. If you are in any doubt at all regarding any of the answers given, you should ask us or your insurance broker.

If any of the information provided by you changes after you purchase your policy or during the period of your policy you must immediately provide us with details of the changes.

To the best of my/our knowledge and belief all statements and information provided in connection with this insurance, either orally, electronically or in writing, are true. I/we understand that non-disclosure or misrepresentation of any of the answers given may entitle underwriters to:-

  • cancel my/our policy and refuse to pay any claim, or
  • not pay any claim in full, or
  • revise the premium and/or change any excess, or
  • revise the extent of cover or terms of the insurance.